Author: Shipra

Look, we all know MSMEs are what keep India’s economy moving. Small and medium businesses contribute nearly a third of our GDP and employ millions of Indians. This year’s Budget has announced a bunch of things aimed at helping MSMEs...

The Reserve Bank of India just rolled out fresh changes to its Priority Sector Lending rules, and while they might not make headlines, they’re actually pretty significant. The RBI wants to open up more credit to cooperatives—especially those in agriculture...

If you want India’s micro, small, and medium enterprises (MSMEs) to thrive, you can’t ignore efficiency anymore—it’s a must. And honestly, one of the best ways to get there is by bringing different government schemes together, not piling on more...

India is seeing a sharp rise in repayment stress among borrowers. A significant share of individuals now spend more than 40% of their monthly income on loan EMIs — a level that leaves little room for savings, emergencies, or financial...

For many Indian households, the beginning of the month no longer signals financial stability. Soon after salaries are credited, a large portion of income is absorbed by EMIs, credit card dues, and short-term loan repayments. What remains is often insufficient...

India’s MSME exporters are getting a long-awaited policy push. With global demand uneven and financing costs still elevated, the government has rolled out a renewed export credit support framework aimed at making capital cheaper, faster, and easier to access for...

India’s micro, small and medium enterprises (MSMEs) are once again at the heart of credit growth. According to a recent Crisil Intelligence report, MSMEs accounted for 32.5% of incremental bank lending between January and October 2025, nearly double their 17.7%...

India’s MSME credit landscape is seeing a clear shift. Public Sector Banks (PSBs) have emerged as the primary drivers of new MSME lending, significantly increasing the flow of formal credit to small businesses. While this expansion is a positive development...

As India charts its journey towards Viksit Bharat, the narrative often gravitates towards scale — trillion-dollar GDP targets, large infrastructure pipelines, global competitiveness. Yet, the real strength of this journey lies elsewhere: in the millions of Micro, Small and Medium...

India’s export-oriented MSMEs have long been constrained not by lack of opportunity, but by lack of affordable and timely finance. The announcement of a ₹7,300-crore credit support package for MSME exporters marks a decisive step towards addressing this structural challenge....