Frequently asked questions
Learn more about OneNDF
Got questions or wish to learn more? Talk to our team now and find the answers you need.
OneNDF is a credit marketplace dedicated to building a complete debt stack for small businesses, leveraging public digital infrastructure to provide tailored financial solutions.
We use a four-pronged approach: credit bureau data (soft pull), financial analysis, bank statements review, and GST data analysis to offer a comprehensive credit assessment.
The Business Health Card is a detailed report that includes a risk outlook, recommendations, and actionable insights to help improve financial health and business performance.
Depending on the business's cash flow and credit profile, we suggest suitable products like factoring, invoice bill discounting, and sale bill discounting.
Using an advanced rule engine and API integrations with over 60 lenders, we accurately match businesses with appropriate financial institutions based on their credit profile and needs.
Yes, our platform is designed to recommend the most efficient financial solutions for short-term business requirements.
Through real-time API integrations with lenders, we provide immediate debt-related solutions and efficient transaction processing.
Users earn rewards points for engaging with our platform, which can be redeemed for various benefits, enhancing the user experience.
Small business owners seeking efficient, customized financial services for their debt and credit needs are ideal beneficiaries of our services.
Visit our website, sign up, and provide your business details. Our platform will guide you through the financial analysis and lender matching process.
We offer a free credit score check via a soft pull, which does not affect your credit score. A soft pull is an inquiry that doesn’t impact credit score, unlike a hard pull, which can slightly lower your credit score and is visible to lenders.
Yes, we exclusively conduct soft pulls to assess creditworthiness without impacting your credit score.
OneNDF (the legal entity is Devick Biz Solution Pvt Ltd), was founded in 2017 and transitioned to an online marketplace in August 2022, focusing on digital financial solutions for small businesses.
Our headquarters is in New Delhi, India, positioning us advantageously for collaborations and staying connected with the business and financial sectors.
O.N.E.N.D.F.
stands for
Optimized Network for Efficient Negotiation and Debt Financing
. This acronym reflects our core mission to provide an optimized and efficient platform for small businesses to negotiate and secure debt financing solutions tailored to their unique needs. Our approach combines cutting-edge technology with a deep understanding of financial markets to offer comprehensive and accessible financial services.
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