Refer a loan at OneNDF to Earn ₹50,000* onwards as Reward
Refer someone today and be a part of their journey towards financial success, while you earn your own rewards!
*T&C Apply
Who Can Join OneNDF Referral Program
Chartered Accountants (CA)
Grow network and drive revenue with OneNDF’s referral program! Simply refer to a client in need of a loan and earn rewards when they successfully apply. Our platform offers a seamless loan application process and competitive rates, making it a win-win for you and your clients. Join OneNDF’s referral program today and build a new revenue stream!
Builder
Power your sales and ensure faster deal closures with OneNDF. Partner with us to get a dedicated loan team for your projects, making sure your buyers are financed without any stress. Our seamless process is designed specifically for builders, giving you access to 120+ lenders so you can focus on building while we handle the financing.
Channel Partner
Offer your clients powerful financing solutions by joining OneNDF. Our streamlined process and dedicated team ensure a stress-free experience from start to finish. Partner with us to accelerate your business growth and provide your clients with the capital they need, faster. Create your account to start your journey with India’s Strategic Capital Partner.
Direct Selling Agents (DSA)
Expand your client base and boost your earnings with OneNDF’s referral program! Refer branches, DSAs, or directly refer borrowers and earn rewards for each successful referral. Our program will give access to real-time data and predictive analytics to help your clients make smart financial decisions. Sign up for OneNDF’s referral program!
Collaborators
Boost your reach and influence with OneNDF’s referral program! Whether you’re a blogger, influencer, or Individual, having a network of potential borrowers, share our platform and earn rewards when their loan applications are successful. Become a collaborator today and leverage your network to generate additional income while helping others achieve their financial goals!
How does it work?
Join OneNDF’s Refer and Earn program today and start building a community of successful businesses, including your own. Your next referral could be the key to unlocking new opportunities for someone in your network—and for you.
Register & Invite Friends
Register for OneNDF's Refer and Earn program to receive your unique referral link. Share this link with friends, family, and colleagues.
Friend Applies for a Loan
When your friend clicks on your referral link and applies for a loan on the OneNDF platform, you'll earn OneNDF Coins as a reward for this step.
Earn OneNDF Coins at Milestones
As your friend's loan application moves forward, you'll keep earning OneNDF Coins as rewards at every milestone until disbursement.
Redeem Rewards Directly in Bank
You can redeem your earned OneNDF Coins directly into your bank account. 100 OneNDF Coins are equivalent to 1 Indian Rupee (₹1).
Benefits of Referring OneNDF
#1
Earn Passive Income
Build a steady stream of passive income by earning OneNDF Coins for every successful referral.
Direct Cash Rewards
Redeem your earned OneNDF Coins directly into your bank account, with 100 coins equaling ₹1.
#2
#3
Help Friends and Family
Assist your loved ones in accessing financing solutions by introducing them to OneNDF’s loan services.
Trusted Lending Platform
OneNDF partners with reputable banks and NBFCs, ensuring that your referrals have access to reliable and transparent loan services.
#4
#5
Unlock Bonus Rewards
Achieve referral milestones or become a top referrer to unlock exclusive bonuses and additional rewards.
| Activity | OneNDF Coins 🌕 (Referrer) | OneNDF Coins 🌕 (Super Referrer) |
|---|---|---|
| Sign Up | 70 | 30 |
| Credit Score* | 700 | 300 |
| ITR (Income Tax Return)* | 700 | 300 |
| GST (Goods and Services Tax)* | 700 | 300 |
| Banking (Submitting Bank Statements)* | 700 | 300 |
| Loan Application Complete | 1400 | 600 |
| Loan Sanction | 2800 | 1200 |
| Disbursement | 0.70% of total loan disbursement of your borrower* | 0.30% of total loan amount disbursement on borrower loan invited by your referrer* |
Note: The reward for loan disbursement is 0.30% of the total loan amount, provided in multiples of 100 OneNDF Coins. Here’s an example:
Let’s say a borrower in your referral chain disburses a Loan Against Property amount of ₹10,00,000 (Ten lakh rupees), and your payout reward is 0.30% of the total disbursement amount.
Total reward amount = 0.30% of ₹10,00,000 = ₹3,000.
Since 100 OneNDF Coins are worth ₹1, the total reward in OneNDF Coins would be:
₹3,000 * 100 OneNDF Coins = 3,00,000 OneNDF Coins.
So, if a borrower in your referral disburses a Loan Against Property amount of ₹10,00,000, you would receive 3,00,000 OneNDF Coins as a reward.
Terms & Conditions
- At least one disbursement is required to redeem coins.
- Payment will be processed within 7 business working days after redemption.
- If you refer to more than 100 borrowers who only sign up but do not apply for a loan, it will be considered spam, and the coins associated with these users will be removed.
- OneNDF reserves the discretion to block or discontinue spam referrals, or modify the referral program at any time.
- After the first loan is disbursed to the borrower you refer, you must complete at least one loan application for every subsequent 10 registered borrowers in order to display the coins as redeemable for the individuals you refer.
FAQs
The number of OneNDF Coins you’ll earn for a successful referral depends on the activities completed by your referral, as per the Coin Table provided.
Yes, you can redeem your OneNDF Coins for cash in your bank account, as long as you meet the redemption criteria mentioned in the Terms & Conditions, which includes having at least one loan disbursement to your referral.
Once you request a redemption, the payment will be processed within 7 business working days, and the amount will be credited to your registered bank account.
If your referral’s loan application is rejected, you will still earn OneNDF Coins based on the activities they have completed, such as Sign Up, Credit Score, ITR, GST, Banking, and Loan Application Complete. However, you won’t earn the coins associated with Loan Sanction and Disbursement.
No, there is no cap on the number of OneNDF Coins you can earn through the referral program. You can keep referring and accumulating coins indefinitely.
The OneNDF Coins in your account have no expiration date. They will remain valid and redeemable as long as you maintain an active account with OneNDF.
No, the OneNDF Coins earned through the referral program are non-transferable. They can only be redeemed or utilized within your own OneNDF account.
If you decide to close your OneNDF account, any unredeemed OneNDF Coins in your account will be forfeited, and you will no longer be able to redeem or use them.
You can redeem your OneNDF Coins for cash in your bank account. Once the redeemed amount is credited to your account, you can use that money to pay off an existing loan with OneNDF or as a fee waiver for future loan applications.
You can check your OneNDF Coin balance, redeemable coins, and redemption status by logging into your account and navigating to the “Refer and Earn” section or the “Dashboard” within the app or website.
If you suspect any fraudulent or spam activities related to the referral program, you can report it to OneNDF’s customer support team. OneNDF takes such matters seriously and reserves the right to investigate and take appropriate action, including blocking or removing users from the program.
For any queries related to the OneNDF referral program, you can reach out to our dedicated referral support team by emailing [email protected]. Our team will be happy to assist you and address any questions or issues you may have regarding the referral process, rewards, or any other related matter.