Insights from B.K. Malagi, Vice Chairman, Experion Developers
As India enters 2026, real estate investors are becoming more selective. In a recent interaction with The Economic Times, B.K. Malagi shared how investors should think about deploying ₹12 crore in Indian real estate — with a clear focus on fundamentals over speculation.
Residential: Quality Over Quantity
Malagi believes residential real estate remains a strong long-term bet, especially in well-connected locations backed by infrastructure such as metros, highways, and upcoming airports. Premium and upper-mid homes in cities like NCR, Bengaluru, Pune, and Hyderabad continue to see steady end-user demand.
Commercial: Stability Matters
On the commercial side, Grade-A office spaces driven by corporate expansion and GCC demand offer stable income potential. However, Malagi advises caution — commercial investments require deeper understanding and a longer holding mindset.
Returns in 2026: Realistic, Not Aggressive
Rental yields are expected to improve gradually rather than sharply. The emphasis, Malagi notes, should be on sustainable appreciation and cash-flow stability.
Why Financing Still Matters
Even for high-value homes, how you finance the purchase impacts long-term outcomes. Choosing the right loan structure can significantly improve affordability and cash flow.
Platforms like OneNDF help homebuyers compare home loan options across multiple banks and lenders, ensuring clearer terms, competitive rates, and loan structures aligned with long-term comfort — making the property decision financially sound.
The Takeaway
As B.K. Malagi highlights, 2026 will reward investors who focus on location, infrastructure, and financial discipline. A strong property choice, backed by the right home loan, can turn a real estate purchase into a lasting asset.
Based on insights shared by B.K. Malagi in The Economic Times.
