Karnataka, one of the oldest regions in India, is a state known for its rich culture and heritage. Apart from being popular for its wildlife and natural beauty, Karnataka has also been in the limelight for its progressive approach to housing.
Taking a plot in Karnataka can be a wise decision, offering not just a piece of land but also an opportunity to live a quality lifestyle. The Karnataka Housing Board (KHB) stands as an impactful organisation providing quality housing solutions across the state, emphasising affordability and sustainability.
Catering to various income groups, KSB provides diverse housing options that meet the needs of different segments of society. In this article, we explore the Karnataka Housing Schemes 2025 and understand the online application process, and more, to help you make an informed decision about your housing needs.
About Karnataka Housing Board Schemes 2025
Established in 1962, the Karnataka Housing Board (KHB) has been a prime institution in providing affordable housing solutions to all segments of society. With a mission to enhance the quality of life for all residents of the state “in harmony with the environment”, KHB is dedicated to ensuring equitable, sustainable, and eco-friendly housing options.
Karnataka Housing Board Schemes 2025: Ongoing Schemes
The Karnataka Housing Board offers a range of affordable housing schemes tailored for higher-income, middle-income, and lower-income groups. These schemes are categorised based on the urban and rural areas of Karnataka, allowing individuals to select housing options that suit their needs and preferences.
The currently running schemes are:
Urban Schemes
There are 4 urban schemes that are currently a part of Karnataka Housing Board Schemes 2025. They are:
| Scheme | Description |
| Pradhan Mantri Awas Yojana – Urban (PMAY-U) | Provides affordable housing for economically disadvantaged sections in Karnataka.Karnataka has constructed 3,09,324 homes under PMAY-U since 2015.The scheme also offers a subsidy on house loan interest. |
| Devraj Urs Housing Scheme Urban | Provides affordable housing for urban residents of Karnataka.The scheme offers financial aid from the Government to eligible individuals to build their homes. |
| Vajpayee Urban Housing Scheme Regular | Provides monetary support to disadvantaged sections of society in Karnataka.The scheme assists beneficiaries in building homes based on their income category. |
| B R Ambedkar Nivas Yojana Urban | Aims to assist members of the SC/ST communities in Karnataka.The scheme offers financial assistance of up to INR 1.20 lakh to beneficiaries for building a new home or renovating an existing one. |
Rural Schemes
There are 3 rural schemes that are currently a part of Karnataka Housing Board Schemes 2025. They are:
| Scheme | Description |
| Basava Housing Scheme | This scheme provides low-cost housing options to economically disadvantaged individuals in rural areas of Bangalore, Karnataka.Beneficiaries from diverse backgrounds, including SC/ST, OBC, and minorities, are eligible to avail of this housing scheme. |
| Pradhan Mantri Awas Yojana – Gramin (PMAY-G) | This housing scheme provides financial assistance to individuals who cannot afford a pucca house.Under PMAY (G), beneficiaries in rural areas are identified through a socio-economic and caste census (SECC). |
| Devaraj URS Housing Scheme | The scheme provides affordable housing options to low-income groups and economically weaker sections in rural Bangalore, Karnataka.Financial assistance for beneficiaries is determined based on their income level and eligibility criteria. |
Karnataka Housing Board Schemes 2025 – Eligibility
In order to avail of benefits under the housing scheme, applicants must meet the following criteria:
- The applicant must be a woman (married or unmarried), ex-serviceman, physically challenged, senior citizen (both female and male), widow, or widower.
- The applicant’s family should be economically and socially backward, with an annual income of less than INR 32,000.
- Applicants must be without a house.
- The applicant or other family members should not own a house anywhere in the state. Applicants residing in a hut or a destroyed house are eligible.
- Applicants can own their land or site.
- The applicant should not be receiving residential facilities from any other scheme.
- A family applying for a house under the Indira Awas Yojana should score at least 30 points in all family surveys.
Karnataka Housing Board Schemes 2025 – Documents Required
The following documents are needed while applying for Karnataka Housing Board Schemes 2025
- Identity Proof (ration card/Aadhar/Bank account, voter ID card)
- Caste certificate (for SC and ST applicants)
- Income certificate (annual income below Rs. 32,000)
- The title deed of land/site (if the applicant owns a site)
Karnataka Housing Board Schemes 2025 – How To Apply?
Here’s a step-by-step guide to applying for an affordable housing scheme on the Karnataka Housing Board:
Step 1: Visit the official website of the Karnataka Housing Board.
Step 2: Click on ‘Online Application’ on the homepage.
Step 3: Select the housing project you want to apply for.
Step 4: Fill out the online application form.
Step 5: Click on ‘Register’ after filling out the form.
After successful registration, you will receive an SMS on your registered mobile number.
For further assistance, you can contact the Karnataka Housing Board through their contact details available on their official website.
Karnataka Housing Board Schemes 2025 – Upcoming Projects
The Karnataka Housing Board (KHB) is planning to develop an integrated township near the Kempegowda International Airport in Bangalore. This township will span 95.23 acres in Chikkajala-Meenukunte village, with 65 acres allocated for residential and commercial complexes.
The cost of this integrated township project, near the Bangalore airport is around INR 850 Crore. A proposal for this upcoming project has already been sent to the Karnataka government.
Karnataka Housing Board Schemes 2025 – Contact Details
In case of any queries, you can contact KHB at the following address or phone number:
Office Address:
II and IV Floor, Cauvery Bhavan, KG Road,
Bangalore: 560 009.
Karnataka, INDIA
Contact Number:
- 080-22273511-15
- Fax: 080-22240976
Email:
Embrace the Opportunity with OneNDF
At OneNDF, we understand the importance of such developmental schemes in strengthening your businesses. The Karnataka Housing Board Schemes 2025 aligns perfectly with our ethos of providing tailored financial solutions that cater to the diverse needs of our clients.
For those willing to know more about the Karnataka Housing Board Schemes 2025 or want to seek expert advice on how to reap the benefits of this scheme in the best possible way, OneNDF is here to guide you every step of the way.
Visit our website or contact us directly to learn more about how we can help you unlock the full potential of this exciting scheme.
Frequently Asked Questions
Q.1 Which loan scheme in Karnataka offers a 50% subsidy?
The Udyogini Scheme in Karnataka offers loans ranging from INR 1.00 lakh to a maximum of INR 3.00 lakhs, with a subsidy of 50% of the loan amount. The scheme is available to families with an income limit below INR 2 Lakhs.
Q.2 What is the new house scheme in Karnataka?
The Karnataka State Government has introduced the Basava Housing Scheme, aimed at offering affordable housing options to economically disadvantaged individuals. This initiative provides financial assistance to eligible beneficiaries for the construction of their own homes or the purchase of ready-built houses/flats.
Q.3 How much loan amount can one avail under the Karnataka Housing Scheme 2025?
The loan amount can vary depending on the scheme and the applicant’s eligibility. It can range from a few lakh rupees to several lakhs.
Q.4 What is the repayment period for loans under the Karnataka Housing Scheme 2025?
The repayment period can vary depending on the loan amount and the scheme. A home loan, is typically 5 years to 20 years, allowing beneficiaries to repay the loan in affordable instalments.
