You can dial the toll free number 1800 22 0229 and provide your name and account details. The bank will then inform you of the available balance in your account.
Bank of India Balance Check Number through SMS, Missed Call
Consistent monitoring of one’s account is an effective strategy to prevent overspending following payday. Individuals who regularly check their bank balances demonstrate significantly more disciplined spending patterns over the course of the month.
Also, regularly checking our bank accounts helps us to make sound financial decisions and avoid impulsive spending. Studies show that simply developing a habit of monitoring our finances can lead to more controlled spending patterns and better financial results. To provide quality and hassle-free banking services to its customers, Bank of India has introduced various facilities for balance check for its account holders. In this digitised world, Bank of India customers can check their bank account balance online via net banking and mobile banking.
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Different Methods You Could Adopt for Bank of India Balance Check
You can easily check your account balance and transactions by using the following methods:
- Know the available balance via a Toll-free number
- Check the available balance through SMS
- Know the available balance via missed call
- Know the available balance through Internet Banking
- Know the available balance through Mobile Banking
- Know the available balance using the ATM Cum Debit Card
- Check the available balance through UPI
1. Know the available balance via a Toll-free number
Account holders of Bank of India can call the toll-free numbers 1800-103-1906 or 1800-220-229 for inquiries regarding their account balance.
2. Check the available balance through SMS
Bank of India allows its customers to check their savings account balance via SMS. Before utilizing this SMS service, customers must first activate the SMS Banking service by following these steps:
Customers can activate the SMS banking service by either visiting their nearest bank branch or through internet banking.
To activate via internet banking:
Step 1: Access your Bank of India net banking account by entering your username and password.
Step 2: Go to the “Request” menu and select the “BTM Mobile Banking” option.
Step 3: Download the application, complete the necessary information, and send an SMS containing the text “STAROTP” to +919810558585.
Step 4: An OTP will be sent to you by the bank.
Step 5: Input the OTP along with your MPIN to finalize the activation process.
After activating the SMS service and registering your mobile number, you can simply send the message BALANCE <4-digit SMS Password> to +919810558585 to inquire about the balance of your account.
3. Know the available balance via missed call
Account holders must ensure that their mobile number is registered with Bank of India. Once their number is registered they can check the available balance by placing a missed call on 9015135135. They will receive a message with their account balance shortly after.
4. Know the available balance through Internet Banking
Bank of India account holders who have registered for net banking can access the bank’s website using their net banking login ID and password. It is important to note that the credentials for net banking and mobile banking are identical. The bank’s website provides a variety of banking services to its customers, such as checking account balance and account statements, fund transfers and so on.
5. Know the available balance through Mobile Banking
Account holders of Bank of India who have a registered mobile number linked to their bank account can check their available account balance through the bank’s mobile banking services. The following steps outline the process:
1. Open the BOI mobile banking application.
2. Sign in using your registered mobile number and MPIN.
3. Once logged in, navigate to the ‘My Accounts’ section.
4. Select ‘View Account Balance’ to display the current balance of your Bank of India account on the screen.
6. Know the available balance using the ATM Cum Debit Card
Bank of India account holders could check their account balance by going to the nearest BoI ATM and following the steps listed below:
Step 1: Insert the ATM card into the slot.
Step 2: Enter your 4-digit ATM PIN.
Step 3: Select the ‘Balance Inquiry’ option.
Step 4: Your account balance will be displayed on the Screen.
7. Check the available balance through UPI
Here are the steps to follow:
- Go to any UPI app on your smartphone
- Select the account you want to check the balance of
- Select check balance
- Enter your UPI PIN
- Once you enter the UPI PIN, you will be shown your available balance on your screen.
Importance of Bank of India Account Balance Check
Checking your Bank of India account balance is essential for several reasons:
- Free Service: Bank of India balance check services are available to all customers at no cost.
- Convenient Access: You can check your balance both online and offline using the Bank of India Balance Check Number.
- Transaction Tracking: Regular balance checks help you keep track of every transaction in your account.
- Fraud Prevention: Frequently monitoring your balance helps prevent inaccuracies and quickly detect any fraudulent activity.
Also Read: How to Check Loan Account Number Online?
FAQs
BOI account holders can contact customer service numbers 1800 103 1906 or 1800-220-229.
It is absolutely free, there are no charges for the mobile service provided.
Yes, for security reasons and your safety, you must change the MPIN frequently.
Yes, for this service, customers have to first register on the BOI website and once they are registered they can login by entering their Login Id and Password.
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