Easily Apply for a Loan Against Property
Fulfil your business needs with a LAP.
Loan up to 75% of your property’s market value.
Tailored repayment schedule
Attractive interest rates
Why OneNDF ?
Quick Disbursement
Customized Debt Products
Online Application Process
No Hidden Charges
Competitive Interest Rates
Professional Consultation
Eligibility
Age- 21 to 60 years
Property type: Residential, Commercial, or Industrial property.
You have a residential, commercial, or industrial property to serve as collateral
Documentation
KYC Documents
GST Registration Certificate
GST Returns
UDYAM Registration Certificate
Bank Statements (past 12 months)
Financial Statements of the past 2 years (with ITR and COI)
Property Documents
Frequently Asked Questions
OneNDF is a credit marketplace dedicated to supporting MSMEs. Our vision is to empower small businesses by providing actionable insights and tailored financial solutions. We aim to improve their financial health by offering a range of recommended loan products and connecting them with lenders best suited to their unique needs. To achieve this, we provide comprehensive Business Health Reports that offer empirical insights into their financial performance.
A Loan Against Property (LAP) is a mortgage loan extended to individuals, companies, or firms, leveraging their existing property as collateral.
The maximum amount that can be availed in a Loan against property depends on the market value of the property.
The property that can be served as collateral while availing loan against property (LAP) comprises industrial, residential, or commercial property.
The loan amount that can be provided against the property depends upon the property type.
For example, a borrower could get a loan amount of upto 75% of the property value if it’s a residential property, while they can get a loan amount of upto 65% of the property value if it is a commercial property.
The interest rate on a Loan against property starts from 8.85% per annum.
The maximum repayment tenure in the case of a loan against property is 20 years.
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