ICICI Bank's Instant Overdraft Facility  (Insta OD) is a swift and hassle-free solution designed to meet the working capital needs of borrowers. This unsecured overdraft can be obtained without cumbersome paperwork.

What is ICICI Insta OD Facility?

Why ICICI Bank InstaOD?

Collateral-Free

It offers collateral-free business banking loans.

Online Application

Apply for ICICI Bank InstaOD through their online lending platform.

Video KYC

Conduct video KYC to open a Current Account with the bank.

Paperless Processing

No hard copies of financial documents are required

Interest on Utilised Amount

Pay interest solely on the amount utilised.

No Prepayment or  Foreclosure Charges

Enjoy flexibility without additional charges