Grow your business with best loans for you | OneNDF

Unlocking access to debt capital for India's SMEs | OneNDF

Meet your debt capital needs with India’s fast-growing SME business loan marketplace.

We aim to nurture SMEs to make informed decisions while creating an eco-system of cheaper & smarter debt and/or non-traditional ways of Debt Financing.

We work with Non-Fundable Small Businesses to provide them access to credit via Non-Traditional Lending and offer recommendations for becoming future-ready for organized credit.

Intro

Get the best loan offers from Lenders from 90+ leading banks & NBFCs

How OneNDF works

Get the best business loan terms in three easy steps.

financial-health-report-card

1. Generate your Financial Health Card (FHC)

We create a Financial Health Card for each Borrower. Our Financial Score Card keeps the Borrowers appraised of their Financial Health and gives them a complete snapshot of the financial ratios & their Business health, while offering recommendations & suggestions to improve the overall Financial health. The unique value proposition of this score card is to create financial literacy and help each business in maximising their bottom line. It is like a health card.

2. Match-making with India’s Leading Lenders

Creating the FHC and making it available to the Borrower & the Lenders eliminates duplication of effort for the SMEs. The Lender Matching Algorithm extrapolates the lenders (per the product policies), and the borrowers receive E-sanctions from the Lenders. On accepting the offer, the loan is out for delivery.

verified lenders Get the best loan terms for your business | OneNDF
5x-faster-loan

3. 5X Loan Execution and Fulfillment

The SMEs today have a preference of digital-led, simpler and faster lending. At OneNDF, we have enabled just that along with offering wide range of credit options, both from Traditional Lenders and the New age Fintechs.

Built to help your business grow

One platform to solve all Financial needs !

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Of loans disbursed
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Lenders on OneNDF
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Businesses served

MSME Loan Marketplace

Loans to help your business grow

Find every business loan you need to fuel your business growth. Speak to leading lenders directly to get competitive MSME loans directly on OneNDF.

Special Rate of Interest Assurance
Lowest Processing Fee Promise
5X Faster Loan Disbursement
Loan Against Property

Loan Against Property

Term Loans

Term
Loans

Working Capital Facilities

Working Capital Facilities

Supply Chain Finance

Supply Chain Finance

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Loan options for your business

Your Business on OneNDF

Designed for all Small & Medium Business

OneNDF is built to help businesses raise debt at competitive rates. Our loan experts will help you find the ideal loan that meet the requirements of your business.

Retail & Wholesale

Retail & Wholesale

Find a variety of business loans including working capital loans for your retail business needs.
Auto Parts & Spares

Auto Parts & Spares

Invest in resources to grow your automotive business with term loans and secured loans.
IT & Services

IT & Services

Take on emerging opportunities with invoice discounting, business credit cards and more.
Training & Education

Training & Education

Join the edtech boom or expand reach with secured loans and loan against property options.
Textiles

Textiles

Serve global demand with equipment financing, business loans for women, and more options.
Pharmaceuticals

Pharmaceuticals

Be part of India's global pharma success story with term loans and equipment loans.
Engg. & Fabrication

Engg. & Fabrication

Explore SME and MSME loans suited to fuel your engineering and fabrication business.
Packaging & Supplies

Packaging & Supplies

Machinery loans and working capital loans tailored to meet your growing business needs.
Moulding & Plastics

Moulding & Plastics

Looking for Equipment and machinery loans to serve innovation and growth needs?
Furniture & Wood

Furniture & Wood

Serve growing domestic and global demand with the best term loans and business credit lines.

Leading lenders now online

Talk directly with Top lenders

Available now
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Testimonials

What our customers say

Hear directly from our customers about their experience with us.

 

Frequently asked questions

Learn more about OneNDF

Got questions or wish to learn more? Talk to our team now and find the answers you need.

Repo Rate Linked Lending is the rate of lending linked to the RBI’s repo rate. Repo rate-linked lending is used by banks to calculate the retail interest rate on loans. It is an external benchmark used by commercial banks and is revised every 3 months. The volatility of interest rates linked to repo rate-linked lending is relatively lower.

MCLR is Marginal Cost of funds-based Lending Rate wherein the lender calculates the rate of interest based on the loan tenure. This is a fixed interest rate.

TBLR refers to Treasury bill Benchmark-linked Lending Rate. The interest rate is calculated basis the Treasury bill Benchmark Rate published every three months. This is a floating interest rate.

A co-applicant for a Loan is generally a Family Member or a Co–Property Owner.


The following co-applicant combinations in case of a family are the most accepted by the Lenders:


A son or daughter can co-sign a loan for their parents


A pair of brothers can co-sign a loan


A married couple can co-sign a loan


A minor or a friend, who is not a joint property holder cannot be a co-applicant.

Fixed rate of interest is when the interest rate is agreed prior to the loan being extended. Floating interest rates are subject to change every quarter and are linked to Repo Rates announced by the RBI every quarter.


The general consensus is that floating ROI falls cheaper for the borrower than fixed ROI, but every borrower should decide for himself as rates can be increased too in a floating plan. The EMI amount does not fluctuate for floating ROI loans; instead it is the loan tenure that gets adjusted.

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How can we help your business grow?

Navigate OneNDF's loan marketplace for custom financial solutions and gain valuable insights into your business finances

Apply in as little as five minutes and receive an offer without impacting your credit score.