Unlocking access to debt capital for India's SMEs | OneNDF
Meet your debt capital needs with India’s fast-growing SME business loan marketplace.
We aim to nurture SMEs to make informed decisions while creating an eco-system of cheaper & smarter debt and/or non-traditional ways of Debt Financing.
We work with Non-Fundable Small Businesses to provide them access to credit via Non-Traditional Lending and offer recommendations for becoming future-ready for organized credit.
Get the best loan offers from Lenders from 90+ leading banks & NBFCs
How OneNDF works
Get the best business loan terms in three easy steps.
1. Generate your Financial Health Card (FHC)
We create a Financial Health Card for each Borrower. Our Financial Score Card keeps the Borrowers appraised of their Financial Health and gives them a complete snapshot of the financial ratios & their Business health, while offering recommendations & suggestions to improve the overall Financial health. The unique value proposition of this score card is to create financial literacy and help each business in maximising their bottom line. It is like a health card.
2. Match-making with India’s Leading Lenders
Creating the FHC and making it available to the Borrower & the Lenders eliminates duplication of effort for the SMEs. The Lender Matching Algorithm extrapolates the lenders (per the product policies), and the borrowers receive E-sanctions from the Lenders. On accepting the offer, the loan is out for delivery.
3. 5X Loan Execution and Fulfillment
The SMEs today have a preference of digital-led, simpler and faster lending. At OneNDF, we have enabled just that along with offering wide range of credit options, both from Traditional Lenders and the New age Fintechs.
Built to help your business grow
One platform to solve all Financial needs !
MSME Loan Marketplace
Loans to help your business grow
Find every business loan you need to fuel your business growth. Speak to leading lenders directly to get competitive MSME loans directly on OneNDF.
Special Rate of Interest Assurance
Lowest Processing Fee Promise
5X Faster Loan Disbursement
Loan Against Property
Term
Loans
Working Capital Facilities
Supply Chain Finance
Your Business on OneNDF
Designed for all Small & Medium Business
OneNDF is built to help businesses raise debt at competitive rates. Our loan experts will help you find the ideal loan that meet the requirements of your business.
Retail & Wholesale
Auto Parts & Spares
IT & Services
Training & Education
Textiles
Pharmaceuticals
Engg. & Fabrication
Packaging & Supplies
Moulding & Plastics
Furniture & Wood
Leading lenders now online
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on OneNDF today
Testimonials
What our customers say
Hear directly from our customers about their experience with us.
"It's a wonderful experience dealing with OneNDF. There staff is well experienced, having complete knowledge of loan procedures. Special thanks to Leena Ma'am, she is well trained, experienced and worked very hard on my case. I strongly recommend New Delhi Financial to those who are looking for a loan. "
Manish Bassi
" Team OneNDF.. Your team is perfect example setter for client service and centricity and also comply norms for FI's.. Its my previlege to associate with such a team. "
Amit Gupta
" Your services are very good. "
Rampravesh
"OneNDF provides the great services with their experienced and staff. They help you with every doubts and suggest what preferred for you. really appreciated. "
Pay Monk
"New Delhi Financial is a co. with lot of professionalism and well knowledgeable staff. I highly recommend to those who are looking for their financial needs."
Sumit Gulati
Frequently asked questions
Learn more about OneNDF
Got questions or wish to learn more? Talk to our team now and find the answers you need.
Repo Rate Linked Lending is the rate of lending linked to the RBI’s repo rate. Repo rate-linked lending is used by banks to calculate the retail interest rate on loans. It is an external benchmark used by commercial banks and is revised every 3 months. The volatility of interest rates linked to repo rate-linked lending is relatively lower.
MCLR is Marginal Cost of funds-based Lending Rate wherein the lender calculates the rate of interest based on the loan tenure. This is a fixed interest rate.
TBLR refers to Treasury bill Benchmark-linked Lending Rate. The interest rate is calculated basis the Treasury bill Benchmark Rate published every three months. This is a floating interest rate.
A co-applicant for a Loan is generally a Family Member or a Co–Property Owner.
The following co-applicant combinations in case of a family are the most accepted by the Lenders:
A son or daughter can co-sign a loan for their parents
A pair of brothers can co-sign a loan
A married couple can co-sign a loan
A minor or a friend, who is not a joint property holder cannot be a co-applicant.
Fixed rate of interest is when the interest rate is agreed prior to the loan being extended. Floating interest rates are subject to change every quarter and are linked to Repo Rates announced by the RBI every quarter.
The general consensus is that floating ROI falls cheaper for the borrower than fixed ROI, but every borrower should decide for himself as rates can be increased too in a floating plan. The EMI amount does not fluctuate for floating ROI loans; instead it is the loan tenure that gets adjusted.
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